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Tom Allen's Articles in Finance

  • Refinance Mortgage Potential Pitfalls
    There has been a lot of talk about mortgage refinancing over the last couple of years. One thing that you need to bear squarely in mind when considering doing this is that you must be prepared to pay your costs at closing. This is very similar to what happened when you initially purchased your home. Despite all of the advertising when it comes down to the nitty-gritty you will find that there's very little difference between what you have to pay in a refinancing situation and what you had to pay when you took out your original mortgage.
  • Mortgages - Pay What You Can Afford
    A lot of people find the idea of dealing with all of the problems attached to buying a home very daunting. There are so many different mortgage finance products available and the various elements to go to make up these products also vary so much that it can be extremely difficult to decide on which mortgage loan product will be the best fit for you.
  • Mortgages - Playing The Long Game
    Property pricing can become an obsession for those who are considering getting into the market. Everybody is looking for a way to try to gage whether prices will go up or down by a percentage point or two over a short period of time when they're looking to buy.

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